Privacy Policy

Last updated: June 25, 2026
Effective date: June 25, 2026

KiteMoney (hereinafter "this app," "we," or "us") is a personal bookkeeping and budget management tool. We take your privacy and the protection of your personal information very seriously. This Privacy Policy is intended to explain how we collect, use, store, share, and protect your information when you use this app, as well as how you can exercise your rights to access, correct, and delete your information.

This Policy applies to the KiteMoney app and related services that you obtain and use through Google Play or other lawful channels. Please read and fully understand this Policy carefully before using this app. By starting to use this app, you acknowledge that you are aware of and agree to the information handling practices described in this Policy. If you do not agree with any part of this Policy, please stop using this app.

1. How We Collect and Use Your Personal Information

We only collect information that is necessary to provide functionality to you, or within the scope of your authorized consent. If you do not provide the relevant information, you may not be able to use the corresponding feature, but this will not affect your use of other features.

You can use the core bookkeeping features of this app without registering or signing in; in that case your records are stored locally on your device. An account is only required for cloud backup and synchronization, membership purchases, and cross-device features.

1. Account Registration and Sign-In

When you register for or sign in to a KiteMoney account, depending on the method you choose, we collect:

• Email sign-in: your email address and the password you set (the password is stored in encrypted form and we cannot access the plaintext).
• Google account sign-in: when you choose to sign in with your Google account, we receive the unique account identifier, email address, nickname, and avatar returned by Google (if you authorize it). We do not obtain your Google account password.

2. Bookkeeping and Core Features

When you use this app to keep records, we collect and store the data you actively enter, in order to back it up in the cloud and sync it across your multiple devices:

• bookkeeping records such as bills, transfers, reimbursements, refunds, loans and repayments, installments, and budgets, along with their amounts, times, notes, categories, tags, currencies, etc.;
• the ledgers, asset accounts, categories, tags, custom modules, etc. that you create;
• attachments you add to bills, including images, audio recordings, videos, or other files;
• basic information required for synchronization and troubleshooting, such as device model, operating system version, app version, device time zone, and device language.

The above bookkeeping data is used solely to provide you with bookkeeping, statistics, backup, and multi-device synchronization services. Except as otherwise stated in this Policy, we will not use it for any other purpose.

3. Photo / Screenshot Smart Recognition (AI Recognition)

When you use the "photo bookkeeping / receipt recognition" feature, the receipt or bill images you select or capture are compressed and uploaded to our servers, which then forward them to the Google Gemini artificial intelligence service for recognition, in order to automatically extract information such as amount, merchant, date, and currency and fill it into the bookkeeping form.

• This feature is only triggered when you actively initiate it;
• the images are used only for this recognition and are not retained long-term after recognition is complete;
• the recognition results are saved as a bill only after you confirm them.

4. Voice Bookkeeping

When you use voice bookkeeping, this app invokes the speech recognition service built into your device's operating system (usually provided by the device manufacturer or Google) to convert speech into text. The capture and recognition of speech is handled by the system service, and we only receive the converted text to generate a bill.

5. Membership and Purchases

When you purchase a KiteMoney premium membership (subscription or one-time purchase), the transaction is completed through the Google Play billing system. We do not collect or store payment credentials such as your bank card number or password. We receive and store the purchase token, product ID, order number, and transaction status used to verify and grant membership benefits.

6. Data Backup

In addition to cloud server synchronization, this app also offers the following optional backup methods, which you may choose to enable at your discretion:

• Local backup: backs up data to your device's local storage; the data does not leave your device.
• WebDAV backup: if you configure a WebDAV account yourself (such as Nutstore), this app will upload your bookkeeping database backup files to the WebDAV server you designate. That server is selected and controlled by you. The WebDAV address, username, and password you enter are stored only on your local device and used to connect to your backup service; we do not obtain or store these credentials. Please keep them safe and review the privacy policy of that WebDAV provider yourself.

7. Other Information You Choose to Provide

You may choose to provide information such as your avatar and nickname by completing your profile. This information is not required to use this app, and declining to provide it will not affect your normal use.

8. Device Permissions We Request

We will request the following permissions from you when you use the relevant features, and will only access the corresponding information after authorization is granted. All permissions are necessary to implement the corresponding feature, and you can turn off these permissions at any time in your system settings:

• Camera: used to capture receipts for recognition or to take photos as attachments for bills.
• Photos / Media / Storage: used to select gallery images as attachments for bills, import and export data, and perform local backups.
• Microphone (audio recording): used for voice bookkeeping.
• Biometrics / Fingerprint: used to unlock the app lock (if you enable it). Biometric matching is performed entirely by your device's operating system; this app does not collect, access, read, or store your biometric data.
• Notifications: used to send you notifications such as bookkeeping reminders (if you enable them).
• Floating window (display over other apps): used for quick bookkeeping features such as the floating ball / floating bookkeeping (if you enable it).
• Network access: used for account sign-in, data synchronization, exchange rate updates, AI recognition, etc.

2. How We Use Your Personal Information

We use the information we collect for the following purposes:

• to provide you with core features such as bookkeeping, statistics, backup, and multi-device synchronization;
• to enable account registration, sign-in, and identity verification;
• to provide and grant the membership benefits you have purchased;
• to perform fault diagnosis, crash analysis, and product performance optimization;
• to ensure service security and to prevent, detect, and address fraud, abuse, and illegal activity;
• for other purposes required by laws and regulations or with your consent.

If we need to use your information for purposes not stated in this Policy, we will obtain your consent again in advance.

Legal Bases for Processing (for EEA/UK Users)

If you are located in the European Economic Area or the United Kingdom, we process your personal information on the following legal bases:

• Performance of a contract: to provide the core features you request, such as bookkeeping, account services, cloud synchronization, backup, and membership;
• Your consent: for features you actively enable, such as AI receipt recognition, voice bookkeeping, notifications, and camera/microphone/photo access; you may withdraw your consent at any time;
• Legitimate interests: for crash diagnosis, performance optimization, and service security, where such interests are not overridden by your rights and interests;
• Compliance with legal obligations: for example, retaining necessary transaction records.

No Advertising or Profiling

This app does not display third-party advertisements. We do not sell your personal information, and we do not use your data for advertising or for building user profiles for cross-context behavioral advertising. Analytics and crash data are used only in aggregate to maintain and improve the app.

3. How We Share, Transfer, and Disclose Your Personal Information

We do not sell your personal information. We will share necessary information with third parties only in the following circumstances:

• with your consent or at your request;
• Third-party service providers: to implement the app's features, we share with the following service providers the information necessary to complete the corresponding services (see the Third-Party Information Sharing List for details). These service providers may only process the information for the purpose of providing services to us;
• Legal requirements: in accordance with applicable laws and regulations, legal procedures, or mandatory requirements from competent government authorities;
• Protecting rights and interests: as necessary to protect the lawful rights and interests, property, or safety of this app, you, or the public.

Overview of Major Third-Party Service Providers

For the complete list of third-party sharing and the types of information they collect, please refer to the Third-Party Information Sharing List.

4. Cross-Border Data Transfer

This app provides services to users worldwide. To enable features such as data synchronization, backup, and AI recognition, your information may be stored or processed on servers outside your country/region. We will take protective measures that comply with applicable legal requirements to ensure your information is adequately protected during transmission and processing.

5. How We Store and Protect Your Personal Information

• Retention period: we retain your information only for the period necessary to achieve the purposes described in this Policy; after that period, we will delete or anonymize it, unless otherwise required by laws and regulations.
• Security measures: we use reasonable technical and administrative measures such as encrypted transmission (e.g., HTTPS) and access controls to protect your information and prevent unauthorized access, disclosure, alteration, or loss.
• Please note that the internet is not an absolutely secure environment, so please keep your account and password safe.
• Breach notification: in the event of a personal data breach, we will take prompt remedial measures and notify you and the competent authorities as required by applicable law.

6. Your Rights

To the extent permitted by applicable law, you have the following rights regarding your personal information:

• Access and correction: you can view and modify your account profile and bookkeeping data within the app.
• Deletion: you can delete individual or all bookkeeping data within the app.
• Withdrawal of consent: you can turn off the relevant permissions in your system settings, or stop using the corresponding features to withdraw your authorization.
• Opting out of analytics: we use analytics and crash data only in aggregate and never for advertising; if you wish to object to analytics-based processing, you may contact us using the details at the end of this Policy.
• Complaints: if you believe that our information handling practices have harmed your lawful rights and interests, you have the right to file a complaint with the regulatory authority that has jurisdiction.

If you are located in a region such as the European Economic Area (GDPR) or California (CCPA/CPRA), you may have additional statutory rights (such as the right to data portability, the right to restrict processing, and the right to opt out of sale/sharing). We commit that: we do not sell your personal information. You may exercise the relevant rights using the contact details at the end of this Policy.

7. Deletion of Account and Data

You can delete your account or your data at any time. Once you confirm, the relevant server-side data is deleted immediately and completely, with no additional retention period. This app is KiteMoney.

1. Delete account (deletes your account and all of its data)

Steps: open the "Profile" tab → tap your avatar at the top of the page → tap "More" in the top-right corner → choose "Delete account", and complete deletion by following the on-screen instructions (including email verification code verification).

Deletion removes all server-side data associated with your account, including: account information (such as your email address); all cloud-synced bookkeeping records (bills, transfers, reimbursements, loans/repayments, installments, budgets, and their amounts, dates, notes, categories, tags, currencies, etc.); the books, asset accounts, categories, tags, and custom modules you created; and bill attachments (images, audio, video, etc.). The above data is deleted immediately and completely upon your confirmation, with no additional retention period.

2. Clear data (clears cloud data only; keeps your account)

Steps: open the "Profile" tab → "Data backup" → "Clear cloud data", and complete the process by following the on-screen instructions.

This immediately and completely deletes all server-side bookkeeping data, with no additional retention period; your account itself is kept.

Request by email: you can also send an email to abcd553847323@gmail.com (please use your registered email and state your deletion request), and we will verify and process it within a reasonable period.

Please note: data stored locally on your device, on your own WebDAV server, or in files you have exported is not covered by the above server-side deletion and must be deleted by you.

Account deletion information page: available in the app under "Profile," or visit https://www.kitemoney.app/account-deletion to learn about the deletion process.

8. Children's Privacy

This app is primarily intended for adults. We do not knowingly collect personal information from children under the age of 16 (or the corresponding age stipulated by the laws of your region). If you are a minor, please use this app with the consent and guidance of your legal guardian. If we discover that we have collected children's information without the consent of a guardian, we will delete it as soon as possible.

9. Third-Party Links and Services

This app may contain links or services that direct you to third parties (such as Google Play or third-party web pages). These third parties have their own independent privacy policies, and we are not responsible for their information handling practices. We recommend that you read the applicable privacy policies before using them.

10. Updates to This Policy

We may update this Policy from time to time. For material changes, we will notify you through prominent means such as in-app prompts and announcements. The updated Policy takes effect on the date it is published. If you continue to use this app after the Policy is updated, you accept the revised Policy.

11. How to Contact Us

This app is operated by Hangzhou Yimu Universe Technology Co., Ltd., which acts as the data controller. If you have any questions, comments, or requests regarding this Policy or the protection of personal information, please contact us through the following means:

• Company: Hangzhou Yimu Universe Technology Co., Ltd.
• Address: Room 9-09-1, 9th Floor, Building 2, No. 378 Jin'er Road, Ningwei Subdistrict, Xiaoshan District, Hangzhou, Zhejiang, China
• Email: abcd553847323@gmail.com
• In-app path: "Me" → "About Us" / "Feedback"

We will verify and respond to your request within a reasonable period.